Health Insurance Sucks! Is There Something Better?

I’m sure you read about the insurance company denying 37% of claims while paying its CEO $20M a year when the CEO was shot, in NYC, by an angry policyholder.

I have something very uplifting and exciting to share with you. It’s not exactly health insurance, but it’s better and serves the same purpose.

In fact, it “counts” as your health insurance in 46 states. It’s not just a little better; it’s a lot better.

To the point where my daughter is in California, and is considering choosing CrowdHealth, and just paying the tax penalty for being “uninsured.”

It’s that much better, than the high-deductible, high-premium, deny-deny-deny health insurances.

My Experience with Health Insurance

I haven’t even experienced the health-insurance denials, as I keep paying and paying, without claims. (That’s the goal, anyway, right?)

Since the last doctor I visited delivered my last son, who is turning 25, I am blessed not to have claims. I’ve been going to a chiropractor since a car accident 10 months ago, but that’s a claim on car insurance.

And even if you’re doing the preventative lifestyle things like I am – we all get in the car, right? And driving is both necessary and unavoidably dangerous.

For many years, I switched to one of the faith-based health-share programs. I never really used it, except the one time I tried to claim lab tests for my annual hormone visit, I think they paid $30, or 20%.

After paying them thousands for several years, I had to pay upfront and seek reimbursement.

But like I said, good nutrition, exercise, and herbs won’t be enough if we’re in a car accident.

CrowdHealth Is Better Than Health Insurance!

CrowdHealth may be the coolest thing I discovered last year.

They’re a crowd-funded healthcare solution. You’re asked to donate to other members’ healthcare needs every month.

There is a maximum you’ll ever be asked for. For John and me, it’s well under $500 a month, which includes the monthly administrative fee and the donations to other members. Sometimes, it’s less than that, but it can’t be more.

That’s only $150/month more than we were paying for Christian Ministries, where we had to pay first and get reimbursed, most of my one claim was denied, and our annual deductible was $7,500!

Their 10,000+ members are mostly health nuts. So the super unhealthy aren’t making YOUR prices go through the roof. They have a limit on weight, like 220 for women and 250 for men.

And you can’t be a smoker. I can’t explain this, but they don’t care if you vape or smoke weed – just cigarettes.

Again, there’s a cap on how much they’ll ask you for based on how many people you are signing up. John and I have ALWAYS said yes when asked.

If you mostly say yes, you’re “green rated,” which means anytime YOU have a claim?

It’s going to be yes. To the end. Even if your claim is a million dollars.

They pay fast. They have covered over 99.9% of the 15,000 claims they’ve had!

And, if you can’t pay sometimes, you don’t have to. It’s voluntary. If you can’t always contribute, that’s okay.

Just try to stay “green” rated instead of red, where you’re a lower priority!

What you pay might fund the needs of a NICU preemie baby. Or a little girl who broke her leg. Or someone’s dad who has leukemia.

I LOVE that my money goes directly to a family who needs it.

CrowdHealth Is A Breath of Fresh Air Compared to Traditional Health Insurance

The company's overhead is so low that they weren’t profitable until their third year.

What a breath of fresh air when United Healthcare’s CEO made $20M/year and denied 37% of claims.

CrowdHealth is Bitcoin-backed instead of dollar-backed. When a company is Bitcoin-backed, I trust it far more than those staying in the dollar, which is consistently losing value.

[I invite you to discover why I trust Bitcoin-backed companies and why half my net worth is in Bitcoin now. Every week, just show up Wednesday night, 8 PM Eastern, at my now 4-year-old Mastermind, to learn more. All classes are recorded for you, too.]

If you’re looking for a better healthcare solution, check out CrowdHealth. For the first three months, if you use code ROBYN, your cost is just $99/month per person.

Enjoy! I think you’ll find CrowdHealth a much better solution than your current health insurance.

No more $7,500 deductibles and lousy coverage! CrowdHealth’s deductible is only $500!

Whether you check out CrowdHealth or not, I recently learned that many insurance companies deny claims, and some even train their staff to deny them three times. That way, the only claims they have to deal with are people who are persistent enough to come back a fourth time.

So, be the squeaky wheel, because that gets the grease. I did not know this until I heard all the uproar about the insurance executive and how bad insurance has gotten. I’ve had other insurance policies deny my claims, and I just nagged them until they paid my claim.

Just a side note: Coverage does not currently extend to those aged 65+. They say they should have it by the end of the year. It’s just navigating Medicare regulations that is holding that up.

You can reach them at JoinCrowdHealth.com, tell them Robyn sent you, and get three months for just $99/month per person. I hope you’re as happy with this company as I am!

To join my Insiders Mastermind, on all things Bitcoin, crypto, and alternative investing, get a third month free here, and use coupon code ROBYN for an extra $50 off.